4:30 AM
Amresh Singh
Almost all of us are working for a company and we
contribute a small percentage of our monthly salary into our Employee Provident
Fund account. We all know that PF is a great saving instrument and it will help
us generate a corpus for our retirement. But in case we leave the company or
want to withdraw money for some emergency than we should know the way get it
transferred or to withdraw PF amount. After all, it is our money and we definitely
have the right to take it when we need it the most.
1. PF Withdrawal upon resignation:
Upon resignation an employee can either withdraw or transfer his/her PF amounts at his desire.
a) For Withdrawal:
In order to withdraw the PF/ Pension funds you have to submit Form 19 (Download) and Form
10C (Download)
preferably through your. Depending upon the attitude and working capabilities
of employees in the respective EPF
Office, it will take 45 to 60 days to get your balance credited to your bank
account. Withdrawals of PF can be done only after 60 days period after
resignation.
With From 19 (Download)
and 10C (Download)
also attach xerox copy of the first page of the passbook of your savings bank
account (preferably with nationalised bank) depicting the bank account number, branch location etc. and send the
complete set of forms with enclosures to the previous employer for forwarding the forms to PF office.
Form No 19 (Download)
is for Provident fund withdrawal & Form No. 10C (Download) is for
Pension scheme withdrawal.
b) For Transfer:
For transfer you have to get Form 13 (Download)
submitted through your present
Company but you need to know your
earlier PF a/c no.etc.
Also you need to provide following details to your current company.
Also you need to provide following details to your current company.
- Name and address of the previous company from which PF is still pending to be claimed.
- Group Code of the previous company.
- Date of Joining and date of leaving from previous company.
- Your PF no from the previous company.
2. PF withdrawal during Working period :
The Provident Fund members can avail advances / partial withdrawals subject
to certain conditions like Marriage for self and dependant sisters, brothers
etc / purchasing of dwelling house or repayment of housing loan / specified
medical treatments / Closure of establishment etc.,
You need to submit Form 31 (Download) for
claiming amount. But the PF authorities will sanction only if you satisfy the
qualifying conditions. Read “Guidelines
for PF withdrawal” that gives you clear idea like on what grounds can
employee withdraw PF during his/her working period.
3. Track Your Provident Fund Claim Online
You can track the status of
PF (Provident Fund) Account Transfer and PF (Provident Fund) Money
Withdrawal claims online @ “Track Your Provident Fund Claim“.
Few Points to Remember
1. Use the appropriate form for claiming Provident Fund Pension, withdrawal benefit/scheme certificate,
Employees’ Deposit Linked Insurance
benefit, etc. as given below :-
- Form-19 (Download): To claim final settlement of Provident Fund by a member.
- Form-20 (Download): To claim Provident Fund by nominee/legal heir on death of the member.
- Form-10-D (Download): To claim pension. (In duplicate: If within state, In triplicate: If outside state.)
- Form-10-C (Download): To claim withdrawal benefit/scheme certificate under Employees’ Pension Scheme ’95.
- Form-5IF (Download): To claim assurance benefit under Employees’ Deposit Linked Insurance ’76 by nominee/legal heir of a member.
- Form-31 (Download): To claim temporary withdrawal/advance under Employees’ Provident Fund scheme ’52.
- Form-13 (Download): To effect transfer of Provident Fund/Pension from one A/C to another.
2. Ensure that all columns of the application
are filled completely.
3. Information in the application form relating to name, a/c no. should
agree with the details available with Employees’ Provident Fund Organization;
which were furnished by the employer at the time of enrolling to Provident
Fund.
4. Application should be signed by the member/claimant.
5. It should be attested by the former employer. In case attestation by the
former employer is not possible, it should be got attested by any other authorized
official specified with application form.
6. Application for final settlement can be sent by a member on completion of
2 months from the date of leaving service, if the reason for leaving service is
other than superannuation, medical ground, retrenchment and V.R.S./ Female
members getting married etc.
7. Desired mode of payment can be given legibly, if the amount involved is
more than Rs. 2000/-. The amount will sent by deposit in payees’ bank a/c. To
facilitate this, Bank a/c no., name and address of the bank should be
furnished. An advance stamped receipt should also accompany this application.
8. Application may be supported by the return Form-10 , showing the details
of leaving service and details of contribution for the year in Form-3A, if not
sent earlier by the employer.
9. To get all forms at once place jump to EPFO
site.
